Access National Bank - Reston

  • Junior Credit Analyst I

    Posted Date 1 week ago(1 week ago)
    Job ID
    2018-1164
    # of Openings
    1
    Category
    Administrative/Clerical
    Company
    Access National Bank
  • Position Summary

     


    Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit. Prepare credit reviews for use in decision making.

    Essential Functions

     


     


    Complete financial statement spreads, personal cash flow and global debt service analysis. Generate financial ratios to evaluate balance sheet strength and performance trends.


    • Compare liquidity, leverage and profitability of borrowers to market trends and peer groups to determine risk.


    • Prepare written analysis and assign risk rating on consumer loans and routine commercial transactions to determine the ability to service debt.


    • Work collaboratively with sales and credit partners.


    • Assess relationship quality and risk rating in conjunction with the annual loan review.


    • Complete annual assessments of critical vendors.


    • Continue to stay informed on Business Loan Policy and federal regulations.


    • Other duties as assigned.


     

    Qualifications

     


    Bachelor’s degree in a business-related field or equivalent education and related training.


    • Strong verbal and written communication skills.


    • Excellent interpersonal, analytical and problem solving skills.


    • Must have the ability to work independently and within a team environment.


    • Proficient in spreadsheet, word-processing and database applications including Microsoft Office.


     


    DESIRED SKILLS:


    • 1 to 2 years of experience in financial statement analysis and commercial underwriting.


    • Successful completion of a formalized credit program.


     

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