Access National Bank - Reston

  • Credit Analyst II

    Posted Date 3 months ago(3 months ago)
    Job ID
    # of Openings
    Access National Bank
  • Position Summary

    Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit. Prepare credit reviews for use in decision making.

    Essential Functions


    •  Complete financial statement spreads, personal cash flow and global debt service analysis. Generate financial ratios to evaluate balance sheet strength and performance trends.
    •  Compare liquidity, leverage and profitability of borrowers to market trends and peer groups to determine risk.
    •  Prepare written analysis and assign risk rating on consumer loans and both routine and middle market commercial transactions to determine the ability to service debt.
    •  Work collaboratively with sales and credit partners.
    •  Assess relationship quality and risk grade in conjunction with the annual loan review.
    •  Continue to stay informed on Business Loan Policy and federal regulations.
    •  Assist in the completion of monthly watch list reports.
    •  Other duties as assigned.



    •  Bachelor’s degree in a business-related field or equivalent education and related training.
    •  2 to 4 years of experience in financial statement analysis and commercial underwriting.
    •  Strong verbal and written communication skills.
    •  Excellent interpersonal, analytical and problem solving skills.


    Sorry the Share function is not working properly at this moment. Please refresh the page and try again later.
    Share on your newsfeed