Underwriter

Posted Date 1 month ago(1/24/2018 12:23 PM)
Job ID
2018-1133
# of Openings
1
Category
Mortgage Operations
Company
Access National Mortgage

Position Summary

Under the direction AVP/Underwriting Manager underwrite full doc conforming conventional, full doc FHA/VA/USDA and FHA/VA streamline loans in accordance with company and investor guidelines.

Essential Functions

  • Underwrite loan files to determine compliance with company, investor and FHA/VA guidelines.
  • Evaluate the entire credit package and collateral for residential mortgage loans to ensure an investment quality loan product.
  • Check accuracy of all calculations.
  • Communicate loan decisions to appropriate parties; notification of adverse action must be in writing.
  • Maintain a productivity level of 4+ submission reviews per day.
  • Maintain turn time within the company target of a 48-hour for initial submission review and 24-hour for resubmittal review.
  • Be available to processors and correspondents for general guideline interpretations and questions on specific loan files.
  • Respond to post-closing reviews and audits in timely fashion.
  • Perform related duties as directed by Assistant Vice President/Underwriting Manager
  • Attend job related educational courses and/or seminars.

Qualifications

  • Bachelor’s degree in related field or equivalent professional experience.
  • Minimum 3 year processing/operations experience with basic knowledge of Fannie Mae/Freddie Mac & FHA/VA & USDA underwriting guidelines & basic familiarity with private mortgage insurance guidelines
  • Good written and oral communication skills.
  • Analytical ability with an aptitude for figures.
  • Ability to effectively interact with all branch and company personnel.
  • Ability to work effectively under specific time constraints.
  • Excellent attention to detail

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