Quality Assurance Specialist

Posted Date 2 weeks ago(3/5/2018 4:29 PM)
Job ID
# of Openings
Access National Bank

Position Summary

Review and audit loan documents after closing to ensure all loans are in full compliance with requirements of investors and regulatory agencies. Provide management with detailed account of audits and related paperwork. Assist management with implementing new policies and procedures that are deemed to be in compliance.

Essential Functions

  • Revise/propose procedures to ensure compliance.
  • Perform final audit of loan documents after closing.
  • Perform Quality Assurance Underwriting Review.
  • Provide quality assurance with an investor focus including reviewing investor requirements and regulatory agency statutes.
  • Prepare initial consumer disclosures using practical understanding of the loan process and loan specific guidelines as well as specific information received from Loan Officers and Title companies.
  • Review for accuracy items that are populated in the mortgage loan origination system, such as loan amount, interest rate, taxes, insurance and all other applicable fees.
  • Accurate, compliant, timely preparation of re-disclosures and updating information due to changes of circumstance (COC) such as interest rate locks, re-locks and/or lock extensions, changes to loan amounts, updates or changes to fees, program changes, etc.
  • Update mortgage loan origination system to document and notify the appropriate parties that disclosures have been provided to consumers.
  • Provide timely delivery and track receipt by borrower(s)
  • Prepare and review daily reports to confirm all disclosures have been processed in a timely manner.
  • Maintain current knowledge and understanding of all new and updated RESPA guidelines.
  • Support Company regulatory training initiatives as well as all communication of and adherence to all applicable policies and procedures.
  • Communicate with production and operations teams, including Loan Officers, Processors and applicable management, and other departments as necessary to confirm that disclosures are appropriate and give feedback when modifications are required.


  • Minimum of three years experience in the mortgage field, preferably in a QC capacity.
  • Working knowledge of Fannie Mae/Freddie Mac guidelines.
  • Strong interpersonal communication and business relationship skills.
  • Good computer skills; working knowledge of company’s systems preferable.
  • Good customer service.
  • Detail orientation with strong organizational and follow-through skills.


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