Mortgage Loan Originator

Posted Date 2 years ago(4/22/2016 4:37 PM)
Job ID
# of Openings
Access National Mortgage

Position Summary

The Loan Officer will be responsible for originating the loan products offered by the company.

Essential Functions

  • Represents the company in a professional and enthusiastic manner by providing an exceptional level of customer service, supporting the mission statement, and adhering to our core values in all functions of their job responsibilities and interaction with internal and external customers
  • The MLO's primary duties include, among others, the following:
    • Must at all times be able to meet any and all applicable qualifications and standards required for MLO registration under the SAFE Act; must remain current on any and all applicable registration and training obligations required by the Company, under the SAFE Act and/or any other federal laws pertaining to MLO Certification or standards.
    • Collecting and analyzing the customer's financial information
    • Assisting in assessing the customer's financial circumstances to determine whether the customer and the property qualify for a particular loan
    • Analyzing the information provided by the customer and advising on an array of options and variables, all of which make up the various components of the loan
    • Advising the customer about the risks and benefits of various mortgage loan alternatives in light of their individual financial circumstances
    • Advising the customer about avenues to obtain a more advantageous loan program, including assisting the customer in understanding and clearing credit problems
    • Maintaining regular contact with the customer, referral partners, and the Company between application and closing to apprise them of the status of the application and gather any additional information as needed
    • Otherwise marketing and promoting the Employer's products
    • Performing such other duties related to the origination of mortgage loans as Employer may assign


  • Preferred 3 years minimum experience in the mortgage industry working in an origination capacity
  • NMLS License required
  • Excellent level of oral and written communication skills
  • Excellent analytic skills, attention to detail, and ability to work within time constraints
  • Excellent level of interpersonal skills/ability to work effectively with others
  • Excellent knowledge of FNMA, FHLMC, FHA, VA and USDA product guidelines
  • Intermediate level of computer skills, including the ability to function in a Windows environment
  • Ability to be results-oriented with sound judgment
  • Ability to establish credibility and be decisive while recognizing and supporting the company's preferences and priorities


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